From $500K acquisitions to $200M development deals — Pincutt's CRE division covers acquisition, refinance, bridge, construction, fix & flip, multifamily, SBA 504, hard money, mezzanine, and DSCR investor loans.
You found a $4.2M off-market multifamily. The seller wants to close in 30 days. You shop three banks — first wants tax returns from 2019, second wants 90 days, third declines because they're 'over-allocated to multifamily.' The deal goes to a 1031 buyer with cash. You spent 6 weeks on paperwork for nothing.
Same deal. You apply Monday, get term sheets Wednesday from 4 CRE lenders, lock in a bridge at 8.5% for 18 months, close in 14 days. You execute the value-add over 12 months, refi to a 30-year agency loan at year 1.5, and pull $600K of equity to fund your next deal.
Every CRE deal has a right structure. We match yours.
Conventional financing to purchase office, retail, industrial, multifamily, and mixed-use properties.
Lower your rate, pull equity, or restructure existing CRE debt — including cash-out refis and rate-and-term.
Short-term capital to close fast, reposition the asset, or bridge to permanent financing.
Ground-up construction financing for commercial, multifamily, and mixed-use development.
Hard money for residential and small commercial fix-and-flip projects with rehab draws.
Specialized financing for 5+ unit apartment buildings, including agency (Fannie/Freddie), bank, and bridge.
SBA-backed long-term financing for owner-occupied commercial property — 90% LTV with 10% down.
Subordinate debt and equity capital that fills the gap between senior debt and your equity contribution.
Debt-Service Coverage Ratio loans that qualify on the property cash flow — no tax returns or income docs needed.
Whatever the asset class, we have lenders who specialize in it.
Office
Retail
Multifamily
Industrial / Warehouse
Mixed-Use
Hospitality / Hotels
Self-Storage
Medical Office
Single-Tenant NNN
Land / Development
You found the deal. The seller wants close by next month. Your bank's CRE team is 'reviewing'. By the time they decide, the deal is dead.
You have $4M in equity sitting in three properties — and zero ability to deploy it into the next acquisition without a refi or HELOC dance that takes 6 months.
The off-market multifamily, the foreclosure auction, the off-list industrial deal — every one going to someone who can write a check today.
You bought the 24-unit underperforming asset. CapEx is $480K. You need draws as you complete each phase, not all upfront.
You're a syndicator, a fund, a partnership. Conventional banks want 30-year W-2 employees. You need lenders who actually understand commercial real estate.
Bridge and hard money capital structured for speed. Move on the deal before the cash buyer does.
Cash-out refis and bridge debt let you redeploy trapped equity into the next acquisition or value-add.
Pre-approved bridge lines mean you're effectively a cash buyer — without giving up your liquidity.
Phase-based draws as you complete CapEx — no need to float the entire rehab budget out of pocket.
DSCR, no-doc, and asset-based programs that qualify on the deal — not your personal tax returns.
Plan the entire capital stack from day one — bridge to perm, construction to perm, value-add to long-term hold.