Hard money, bridge loans, and rehab capital for residential investors, BRRRR strategists, and small-portfolio operators.
$300B U.S. flip & rehab market — top operators turn 4–8 properties per year
You found a 1,400 sq ft ranch in a great school district. Seller wants $185K cash in 14 days. ARV is $325K. Rehab is $42K. It's a no-brainer flip with $60K+ profit. Your bank says 'we'd love to but it'll be 6 weeks.' You watch a flipper with cash close it Tuesday and list it 6 months later for $339K.
With a hard money relationship in place, you close in 7 days, rehab in 9 weeks, and list at $329K. Sold in 11 days for $325K. Net profit after costs: $58,400. You roll into the next deal the following week. Repeat 6 times this year.
If 2+ of these sound familiar, you don't have an operations problem — you have a capital problem.
You found a $215K ARV $360K rehab. The auction is Tuesday. Your bank takes 45 days. The 'we buy houses' guy with cash takes the deal you found.
The roof was worse than expected, the electrical needs an upgrade, and the kitchen cabinets came in 4 weeks late. You're $38K over budget with the carrying cost ticking.
Mortgage, taxes, insurance, utilities — $2,400/month. Three months on market = $7,200 wiped from your check at closing.
The capital is locked in the current rehab, so the next deal — the easier deal with the better margin — sits on Zillow until someone else grabs it.
It needs a roof, the kitchen is gutted, the seller wants cash in 14 days. Wells Fargo doesn't write that loan. You need someone who actually understands the play.
This is what fix & flip owners do with Pincutt funding — and what you'd do too.
Hard money structured for speed. Sign the contract, fund the close, take the property — before the cash buyer down the street.
Get reimbursed in days as you complete each phase. No need to float the entire rehab cost out of pocket.
Stop being a one-project operator. With dedicated investor capital, scale to a real flipping business and hit your annual deal count.
Buy, rehab, rent, refinance, repeat — funded at every step. Build a rental portfolio while doing flips on the side.
When the seller wants cash in 7 days, you're the one who can actually do it.